/* Grupo Avanza Consultores — hoja de estilo única
   Azul corporativo #1F3763 · oro de acento muy contenido · papel cálido */

:root{
  --paper:#FAF9F6; --surface:#F2F0EA; --raised:#FFFFFF;
  --navy:#1F3763; --navy-deep:#132444; --navy-darkest:#0F1D36;
  --ink:#1A2438; --ink-soft:#4F5A72; --ink-faint:#767F92;
  --gold:#C89B3C; --gold-deep:#8A6410; --gold-soft:#F4EBD9;
  --line:#E4E0D7; --line-soft:#EEEBE4;
  --on-navy:#FFFFFF; --on-navy-soft:rgba(255,255,255,.78); --on-navy-faint:rgba(255,255,255,.58);
  --serif:'Source Serif 4','Iowan Old Style',Georgia,'Times New Roman',serif;
  --sans:'IBM Plex Sans','Segoe UI',system-ui,-apple-system,sans-serif;
  --shadow-sm:0 1px 2px rgba(18,28,48,.04);
  --shadow-md:0 22px 48px -30px rgba(18,28,48,.34);
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --paper:#0F1626; --surface:#152034; --raised:#18233A;
    --navy:#9BB4E0; --navy-deep:#0A1221; --navy-darkest:#080F1C;
    --ink:#EAEDF3; --ink-soft:#AEB7C8; --ink-faint:#828B9E;
    --gold:#DDB863; --gold-deep:#EBCB86; --gold-soft:#2C2517;
    --line:#2A3654; --line-soft:#1E2942;
  }
}
:root[data-theme="dark"]{
  --paper:#0F1626; --surface:#152034; --raised:#18233A;
  --navy:#9BB4E0; --navy-deep:#0A1221; --navy-darkest:#080F1C;
  --ink:#EAEDF3; --ink-soft:#AEB7C8; --ink-faint:#828B9E;
  --gold:#DDB863; --gold-deep:#EBCB86; --gold-soft:#2C2517;
  --line:#2A3654; --line-soft:#1E2942;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:var(--sans);font-weight:300;font-size:17.5px;line-height:1.72;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
}
img{max-width:100%;height:auto}
h1,h2,h3{font-family:var(--serif);font-weight:400;margin:0;text-wrap:balance;letter-spacing:-.015em;color:var(--ink)}
p{margin:0;text-wrap:pretty}
strong{font-weight:600}
a{color:var(--navy);text-decoration:none}
a:hover{color:var(--gold-deep)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:1px}
::selection{background:var(--gold-soft);color:var(--ink)}
.wrap{width:min(1160px,calc(100% - 56px));margin-inline:auto}
.wrap--narrow{width:min(820px,calc(100% - 56px));margin-inline:auto}
.skip{position:absolute;left:-9999px}
.skip:focus{position:static;display:inline-block;padding:10px 16px;background:var(--navy);color:#fff}

.eyebrow{display:flex;align-items:center;gap:14px;font-size:11px;font-weight:500;letter-spacing:.22em;text-transform:uppercase;color:var(--ink-faint)}
.band{padding:104px 0}
.band--surface{background:var(--surface)}
.band--navy{background:var(--navy);color:var(--on-navy)}
.band--navy h2,.band--navy h3{color:var(--on-navy)}
.band--navy .eyebrow{color:var(--on-navy-faint)}
.rule{width:56px;height:2px;background:var(--gold);border:0;margin:0 0 24px}
h2{font-size:clamp(30px,3.6vw,42px);line-height:1.18;margin-top:12px}
h3{font-size:22px;font-weight:600}
.lead{font-size:18.5px;color:var(--ink-soft);max-width:64ch;margin-top:18px}
.band--navy .lead{color:var(--on-navy-soft)}
.prose p+p{margin-top:18px}
.prose h3{margin-top:38px;margin-bottom:10px}
.prose ul{margin:16px 0 0;padding-left:22px;color:var(--ink-soft)}
.prose li{margin-bottom:8px}

/* ---- barra superior ---- */
.topbar{position:sticky;top:0;z-index:30;background:color-mix(in srgb,var(--paper) 92%,transparent);backdrop-filter:blur(12px) saturate(1.4);border-bottom:1px solid var(--line-soft)}
.topbar__in{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0;flex-wrap:wrap}
.topbar .btn{flex:none}
.brand{display:flex;align-items:center;gap:13px;color:var(--ink);min-width:0}
.brand img{width:38px;height:38px;object-fit:contain;display:block}
.brand b{font-family:var(--serif);font-weight:600;font-size:17px;line-height:1.1;display:block}
.brand i{display:block;font-style:normal;font-size:9.5px;letter-spacing:.26em;text-transform:uppercase;color:var(--ink-faint);margin-top:2px}
.topnav{display:flex;gap:26px;font-size:14.5px;color:var(--ink-soft)}
.topnav a{color:inherit;position:relative;padding-bottom:3px}
.topnav a::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:1px;background:var(--gold);transition:right .22s}
.topnav a:hover{color:var(--ink)}
.topnav a:hover::after,.topnav a[aria-current]::after{right:0}
.topnav a[aria-current]{color:var(--ink)}
@media(max-width:1000px){
  .topnav{order:3;width:100%;overflow-x:auto;gap:20px;padding-bottom:2px;font-size:13.5px;scrollbar-width:none}
  .topnav::-webkit-scrollbar{display:none}
  .topnav a{white-space:nowrap}
}

/* ---- botones ---- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:1px;font-family:var(--sans);font-size:15px;font-weight:500;letter-spacing:.015em;transition:background .2s,color .2s,border-color .2s,box-shadow .2s,transform .2s}
.btn--primary{background:var(--navy);color:#fff}
.btn--primary:hover{background:var(--navy-deep);color:#fff;transform:translateY(-1px)}
.btn--ghost{border:1px solid var(--line);color:var(--ink);background:transparent}
.btn--ghost:hover{border-color:var(--navy);color:var(--navy);background:var(--raised)}
.btn--onnavy{background:#fff;color:var(--navy-deep)}
.btn--onnavy:hover{background:var(--gold);color:#1B1408}
.btn--onnavy-ghost{border:1px solid rgba(255,255,255,.4);color:#fff}
.btn--onnavy-ghost:hover{border-color:var(--gold);color:var(--gold)}
.btn svg{width:18px;height:18px;flex:none}
.btn--sm{min-height:44px;padding:0 20px;font-size:14px}
.ctas{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}

/* ---- portada ---- */
.hero{padding:96px 0 92px;position:relative;overflow:hidden}
.hero__grid{display:grid;grid-template-columns:minmax(0,1.18fr) minmax(0,.82fr);gap:72px;align-items:center}
.hero h1{font-size:clamp(34px,4.6vw,54px);line-height:1.08;margin-top:22px;letter-spacing:-.022em}
.hero__note{font-size:14px;color:var(--ink-faint);margin-top:20px}
.hero__logo{justify-self:center;text-align:center}
.hero__logo img{width:min(272px,68%);height:auto;display:block;margin-inline:auto}
.hero__logo img.lg-l{display:block}
.hero__logo img.lg-d{display:none}
.hero__logo p{margin-top:26px;padding-top:22px;border-top:1px solid var(--line);font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--ink-faint);line-height:2}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .hero__logo img.lg-l{display:none}:root:not([data-theme="light"]) .hero__logo img.lg-d{display:block}}
:root[data-theme="dark"] .hero__logo img.lg-l{display:none}
:root[data-theme="dark"] .hero__logo img.lg-d{display:block}
:root[data-theme="light"] .hero__logo img.lg-l{display:block}
:root[data-theme="light"] .hero__logo img.lg-d{display:none}
.persona{display:flex;align-items:center;gap:20px;margin-top:30px;padding-top:26px;border-top:1px solid var(--line)}
.persona img{width:112px;height:112px;border-radius:50%;flex:none;box-shadow:var(--shadow-md)}
.persona b{display:block;font-family:var(--serif);font-size:19px;font-weight:600;color:var(--ink);line-height:1.25}
.persona span{display:block;font-size:14.5px;color:var(--ink-soft);margin-top:5px;line-height:1.5}
@media(max-width:1000px){.hero__grid{grid-template-columns:1fr;gap:40px}}

/* ---- franja de confianza ---- */
.trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;background:var(--line-soft);border-block:1px solid var(--line-soft)}
.trust div{background:var(--raised);padding:30px 26px}
.trust b{display:block;font-family:var(--serif);font-size:30px;font-weight:600;color:var(--navy);line-height:1.1;letter-spacing:-.02em}
.trust span{display:block;font-size:14px;color:var(--ink-soft);margin-top:8px;line-height:1.5}
@media(max-width:900px){.trust{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:520px){.trust{grid-template-columns:1fr}}

/* ---- tarjetas de servicio ---- */
.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:48px}
@media(max-width:900px){.cards{grid-template-columns:1fr}}
.card{background:var(--raised);border:1px solid var(--line);padding:34px 32px;display:flex;flex-direction:column;gap:16px;position:relative;transition:box-shadow .24s,border-color .24s,transform .24s}
.card::before{content:"";position:absolute;left:-1px;right:-1px;top:-1px;height:2px;background:var(--gold);opacity:0;transition:opacity .24s}
.card:hover{border-color:#D9D3C6;box-shadow:var(--shadow-md);transform:translateY(-2px)}
.card:hover::before{opacity:1}
.card h3{font-size:22px}
.card p{font-size:15.5px;color:var(--ink-soft)}
.card ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:10px;font-size:15.5px;color:var(--ink-soft)}
.card li{display:flex;gap:12px;align-items:flex-start;line-height:1.55}
.card li svg{width:16px;height:16px;flex:none;margin-top:5px;color:var(--gold)}
.card__more{margin-top:auto;padding-top:18px;border-top:1px solid var(--line-soft);font-size:14.5px;font-weight:500}
.card__more a::after{content:" →"}

/* ---- pasos ---- */
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:38px;margin-top:52px}
@media(max-width:900px){.steps{grid-template-columns:1fr;gap:30px}}
.step{padding-top:24px;border-top:1px solid rgba(255,255,255,.24)}
.step__n{font-family:var(--serif);font-size:44px;font-weight:300;line-height:1;color:var(--gold);letter-spacing:-.02em}
.step h3{font-size:20px;font-weight:400;margin:10px 0 8px}
.step p{font-size:15.5px;color:var(--on-navy-soft)}

/* ---- próximos vencimientos (versión reducida) ---- */
.deadline{background:var(--raised);border:1px solid var(--line);box-shadow:var(--shadow-sm)}
.deadline__head{background:var(--navy);color:#fff;padding:12px 24px;font-size:10.5px;font-weight:500;letter-spacing:.22em;text-transform:uppercase}
.deadline__body{padding:24px}
.deadline__days{display:flex;align-items:baseline;gap:12px}
.deadline__n{font-family:var(--serif);font-size:64px;font-weight:300;line-height:.9;color:var(--navy);font-variant-numeric:tabular-nums;letter-spacing:-.03em}
.deadline__u{font-size:15px;color:var(--ink-soft)}
.deadline__date{font-size:14.5px;font-weight:500;margin-top:8px}
.deadline__what{font-size:14.5px;color:var(--ink-soft);margin-top:14px;padding-top:14px;border-top:1px solid var(--line-soft)}
.deadline__link{margin-top:14px;font-size:14px}
.dl-strip{display:grid;grid-template-columns:minmax(0,320px) minmax(0,1fr);gap:36px;align-items:center;margin-top:8px}
@media(max-width:820px){.dl-strip{grid-template-columns:1fr;gap:26px}}

/* ---- tabla ---- */
.tablewrap{overflow-x:auto;margin-top:40px;border:1px solid var(--line);background:var(--raised)}
table{border-collapse:collapse;width:100%;min-width:640px;background:var(--raised)}
th,td{text-align:left;padding:15px 20px;border-bottom:1px solid var(--line-soft);font-size:15.5px;vertical-align:top}
th{background:var(--surface);font-size:10.5px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--ink-faint)}
td:first-child{font-family:var(--serif);font-weight:600;color:var(--navy);white-space:nowrap;font-variant-numeric:tabular-nums;width:1%}
td:last-child{color:var(--ink-soft)}
tbody tr:last-child td{border-bottom:0}
tbody tr:hover td{background:color-mix(in srgb,var(--gold-soft) 34%,transparent)}
.tnote{font-size:13.5px;color:var(--ink-faint);margin-top:18px;max-width:74ch}

/* ---- preguntas ---- */
.faq{margin-top:44px;border-top:1px solid var(--line)}
details{border-bottom:1px solid var(--line)}
summary{cursor:pointer;list-style:none;padding:22px 48px 22px 0;position:relative;font-family:var(--serif);font-size:20px;color:var(--ink);transition:color .18s}
summary:hover{color:var(--navy)}
summary::-webkit-details-marker{display:none}
summary::after{content:"";position:absolute;right:10px;top:50%;width:11px;height:11px;border-right:1.5px solid var(--gold);border-bottom:1.5px solid var(--gold);transform:translateY(-70%) rotate(45deg);transition:transform .22s}
details[open] summary::after{transform:translateY(-30%) rotate(225deg)}
details p{padding:0 0 24px;color:var(--ink-soft);max-width:76ch;font-size:16.5px}
details p+p{padding-top:0;margin-top:-10px}

/* ---- contacto ---- */
.contact{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.86fr);gap:60px;align-items:start}
@media(max-width:900px){.contact{grid-template-columns:1fr;gap:38px}}
.contact dl{margin:0;border-top:1px solid rgba(255,255,255,.2)}
.contact dl>div{padding:17px 0;border-bottom:1px solid rgba(255,255,255,.2)}
.contact dt{font-size:10.5px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--on-navy-faint);margin-bottom:5px}
.contact dd{margin:0;font-size:17px;color:#fff;font-weight:300}
.contact dd a{color:#fff;border-bottom:1px solid rgba(255,255,255,.34)}
.contact dd a:hover{color:var(--gold);border-color:var(--gold)}

/* ---- cabecera de página interior ---- */
.pagehead{padding:60px 0 44px;border-bottom:1px solid var(--line-soft)}
.pagehead h1{font-size:clamp(30px,3.9vw,44px);line-height:1.12;margin-top:14px;letter-spacing:-.02em}
.crumbs{font-size:13px;color:var(--ink-faint)}
.crumbs a{color:var(--ink-faint)}
.crumbs a:hover{color:var(--navy)}
.crumbs span{margin:0 8px;opacity:.6}

/* ---- llamada final ---- */
.cta-final{background:var(--navy);color:#fff;padding:76px 0;text-align:center}
.cta-final h2{color:#fff}
.cta-final .lead{margin-inline:auto;color:var(--on-navy-soft)}
.cta-final .ctas{justify-content:center}

/* ---- pie ---- */
.foot{background:var(--navy-darkest);color:rgba(255,255,255,.6);padding:52px 0 34px;font-size:14px}
.foot a{color:rgba(255,255,255,.8)}
.foot a:hover{color:var(--gold)}
.foot__grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:36px;padding-bottom:28px;border-bottom:1px solid rgba(255,255,255,.14)}
@media(max-width:820px){.foot__grid{grid-template-columns:1fr;gap:26px}}
.foot h4{margin:0 0 12px;font-family:var(--sans);font-size:10.5px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:rgba(255,255,255,.5)}
.foot ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:8px}
.foot__legal{display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;padding-top:22px;font-size:13px}

@media(max-width:640px){
  .topbar .btn{display:none}
  body{font-size:17px}
  .wrap,.wrap--narrow{width:calc(100% - 34px)}
  .band{padding:66px 0}
  .hero{padding:44px 0 62px}
  .hero__logo img{width:min(200px,58vw)}
  .persona{gap:16px}
  .persona img{width:92px;height:92px}
  .card{padding:28px 24px}
  .ctas .btn{width:100%}
  .ctas{gap:12px}
  .cta-final{padding:60px 0}
  summary{font-size:18.5px;padding-right:38px}
  th,td{padding:13px 15px;font-size:15px}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}html{scroll-behavior:auto}}
@media print{.topbar,.ctas,.cta-final,.foot{display:none}body{font-size:12pt;background:#fff}}